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As you wade your way through your New Year’s hangover, here’s a look back at our most popular mortgage and real estate stories from the year that we’re leaving behind.
1. Should you buy a home in the hottest market ever?
Real estate during the pandemic was characterized by intense competition between buyers and rapidly skyrocketing prices. In the fall, experts predicted 2022 would be a bit calmer for buyers, with more moderate price increases on the horizon. More recently, analysts agreed that these predictions should hold true.
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2.10 loans and programs for buying a first home
If you are planning to take the plunge and become a homeowner this year, it is a good idea to find out about the programs designed to achieve this goal. From helping with a down payment to concessional loans, there are many ways to give yourself and your bank account a boost during the home buying process.
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3. Have you lost a house because of a cash offer?
Cash really was king in the hyper-competitive real estate market of 2021. With most sellers considering multiple offers, many preferred the security that comes with not depending on a third-party lender. But even if you don’t have the funds in the bank to make a cash offer on your own, there are ways to do it on paper, which can make you a more attractive buyer.
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4. Is the housing market about to collapse?
Amidst all the competition in 2021, many feared that we were on the cusp of another 2008 real estate bubble. Fortunately, most experts believe that conditions are different enough this time around that the market real estate remains fairly stable going forward. Here is what they told us.
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5. 5 Ways To Land A Home In A Market Against Buyers
Fortunately, this should be (slightly) less applicable in 2022, with most experts predicting a somewhat more normal real estate landscape. But knowing how to bid competitively in any market is good, so at least some of these strategies will continue to be useful into the new year and beyond.
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