A 25-year-old man who had installed a loan application on his mobile phone, after which, without applying for a loan, a loan of Rs 4,800 was credited to his bank account.
A week later, the victim was asked to pay double the money for taking out the loan and was threatened that if he did not repay the loan, messages defaming him would be sent to people on his death list. contacts.
Within a month, the victim ended up paying Rs 3.67 lakh to the loan sharks and when he uninstalled the app from his phone, they sent defamatory messages to the victim’s relatives about him.
According to the police, the complainant runs a grocery store near Panvel. According to the victim, on December 7, 2021, while surfing the Internet, he came across a loan providing a mobile application.
“When the victim clicked on the advertisement of the app, it was downloaded to his phone. The victim shared his banking details on the app and after allowing all the permissions for the settings, the app s activated on his phone. However, the victim was surprised as he got a loan amount of Rs 4,800 credited to his bank account within 15 minutes, without applying for the loan,” a policeman said.
“On December 15, the victim received a phone call from an unknown person who told him that he would have to pay Rs 8,056 in exchange for the loan taken out. The caller told the victim to make the payment on the link sent on WhatsApp. The victim made the payment via the link sent. Since then, the victim continued to receive threatening messages forcing him to make further payments and the victim ended up paying Rs 3.67 lakh till 25th January. Harassed by a persistent demand for money, the victim formatted his phone and uninstalled the app from his phone,” the officer said.
The victim then learned that abusive messages were sent in his name to his relatives by the loan shark after which he registered a complaint with the police in this case.
Posted: Monday April 18th 2022, 07:00 IST
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