What Is A Payday Loan?

Payday loans are unsecured loans that is taken by the borrower and it is due on the next paycheck. Generally, the loans are small sums of cash ranging from $100 to $1000 and they are offered regardless of the credit history of the borrower.

What Can A Payday Loan Be Used For?

Payday loans are used for emergency cases. If you are facing a financial emergency and you need a cash boost, then payday loan could work for you.

How Much Does It Cost To Get A Payday Loan?

Online payday loans vary from one state to another. In addition, it varies from one lender to another. It is essential that you check with your loan provider on the fees, interest rate and late penalty fees. You should understand the terms and conditions of the loan as well.

How Much Can I Borrow?

The amount that the you can borrow largely varies from one lender to another and from one state to another. Different states have loan caps that govern lending and depending on your income and repayment history, the loan will vary.

Can I Get A Payday Loan With Poor Credit?

Online loan services do not consider the credit history of the borrower. As long as you meet the minimum criteria for a loan request, then the lender will give you the loan you qualify for.

How Do I Apply For a Payday Loan?

Requesting for a payday loan is easy. You just have to fill out the short form on our website and we will match you to reputable lenders who will in turn give you the loan.

How Long Does It Take?

The request process is easy and once you have submitted your information, it will be forwarded to a pool of lenders who will evaluate the loans before giving you a verdict. The loan can be approved in as fast as within five minutes depending on the lender.

How Will I Know If My Request Has Been Approved?

Your lender will notify you via email about the request process and if you loan has been approved.

What Do I Require To Request For The Loan?
  1. You must be at least 18 years years old
  2. You have proof of recurrent income
  3. You have a working checking account
  4. You are not an active military personnel
How Do I Repay The Payday Loan?

Repayment depends on the lender. In most cases, the loan shall be repaid through ACH electronic funds. You will authorize the lender to deduct an amount equal to the loan and interest on your next payday.

How Soon Can I Get The Cash?

The time you will take to get your cash depends on the lender. However, you will receive the money as soon as your lender approves the loan request.

What If I Fail To Repay On Time?

When you fail to repay the payday loan on time, the lender may enforce a roll over. However, it largely depends on your lender.

Is My Confidential Information Secure?

Yes. We use state of the art software and programs to safeguard the information of borrowers.

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